Start with the right question
01Begin with what you want your savings to do: grow over time, create income, or support a future goal.
Your savings workspace
Your money deserves a clearer plan.
Your Money. Your Future. Your Post Office. Calculate returns, compare schemes, and plan your next financial milestone with confidence.
Rates are shown for Q3 2026-27 (Oct-Dec).
Savings schemes
10
Government-backed options to explore
Highest current rate
8.2%
SSA · Q3 2026-27 (Oct-Dec)
Starting deposit
₹100/month
RD · simple to begin
Current rate period
Live
Q3 2026-27 (Oct-Dec)
Interactive workspace
See your projection before you commit.
Use the existing DakNivesh calculator to understand contributions, estimated interest, and maturity value for a selected scheme.
Investment Overview
Your Projection
Projected Maturity Value
₹6,17,134
IllustrativeTotal Invested₹5,00,000
Estimated Interest₹1,17,134
Investment Growth
Scheme Calculator
Estimate Returns
Compare Schemes
Find Your Fit
Explore by intent
A better place to start.
DakNivesh
Keep your next decision simple.
Save an estimate to your portfolio, revisit it later, and keep your planning in one place.
Your planning rhythm
From question to confidence.
A simple flow for making a more informed savings decision.
01Choose a scheme Start with your goal, timeline, and preferred contribution style.
02Model the outcome Adjust your amount and duration using the calculator.
03Track the plan Save the estimate and return to it from your portfolio.
A calmer way to decide
From a question to a plan you can understand.
DakNivesh keeps the journey focused: start with intent, make the numbers visible, and save the decision when it feels right.
Model the outcome
02Use the calculator to see your contribution, estimated interest, and maturity value together.
Compare with context
03Look at tenure, contribution style, compounding, and tax information before choosing an option.
Keep the plan close
04Save an estimate to your portfolio so you can revisit the decision when your priorities change.
DakNivesh on mobile
Take your calculations with you.
Keep exploring, calculating, and planning wherever the next decision takes you.